Shared Branches and Surcharge Free ATMs

Bank at Over 4,000 Shared Credit Union Branches Nationwide!

Shared branches give you a national network of branches where you can complete basic transactions as if you were at your PAHO/WHO FCU branch.  Makes deposits, check balances, transfer funds, get cash and more. 
Just look for the Shared Branch logo:

All you need is the name of your credit union, your account number and a government issued photo ID such as a driver’s license, DMV ID card or a Passport.

Click here to find a Shared Branch.  

Use over 28,000 Surcharge Free ATMs Nationwide


The CO-OP Network logo, which is located on the back of your credit union ATM card, gives you SURCHARGE-FREE access to 28,000 CO-OP Network ATMs. This includes 9,000 deposit-taking ATMs and 5,500 7-Eleven locations (throughout the U.S. & Canada).

PAHO/WHO Federal Credit Union also participates in the STAR, MasterCard and Cirrus networks. For a nominal fee, you can use your MasterCard Debit Card to withdraw cash or make account inquiries at ATMs displaying any of their logos.

Click here to find the nearest ATM