ABA#: 254075072

Schedule of Fees*

Account Services
Non-Sufficient Fund (NSF) Returned Check / ACH/ATM (per item) $30
Returned Deposited Check (per item) $20
Stop Payment on Check / ACH
(per item)
Stop Payment on CU Official Check (per item) $20
ACH Transfer to a Financial Institution (a) $5 per ACH
Special Savings Account Early Withdrawal $5
Check Copy (No Charge with Online Banking) $5
Copy of Account Statement (b) $10 per statement period
Credit Union Official Check to Member $2 (amounts less than $500)
Credit Union Official Check Payable to Third Party $5
Money Order $2
Visa Gift Card $4.95
Check Printing (box of 150 checks) Varies with style
ePay - Bill Payment No charge
ePay - Bill Payment Inactivity Fee (c) $6.95
Wire Transfer Services
Domestic Wire Transfer $25
International Wire Transfer $40
Incoming International Wire Transfer by SWIFT code $20
Wire Transfer - Research/Verification $10 per wire
Other Services
Foreign Check Collection (d) $25
Dormant/Inactive Account (e) $5 per month
Account Research/Reconciliation $25 per hour (minimum 1 hour)
Incorrect Address/Returned Mail $5 per month
Levy/Lien/Garnishment Processing $50
Account Escheatment Processing $30
Account Verification/Loan Pay-Off Request by Creditor $20
Express Overnight Shipping Varies
Notary Public $2 for non-members
Loan Services
Lien Processing (f) $30 plus state costs
Lien Subordination $200
Mortgage Loan Modification (g) $500
Skip-a-Payment (h) $30 per loan
Debit Cards
ATM Withdrawals - over 10 withdrawals per month (i) $1.00 per transaction
ATM Balance Inquiries (j) No Charge
Card Replacement $15
Card Replacement - Rush order $25
PIN Reorder $5
PIN Reorder - Rush order $10
Debit Card Charge Back or Disputed Transaction Found to be Member Authorized $25
  1. Use ePay Bill Payment to initiate ACH Transfers at no charge
  2. Use eStatements or Online Banking to obtain account statements at no charge
  3. No Fee will be charged if at least one (1) bill is paid per month
  4. Additional fees may be charged by intermediary financial institution
  5. An account will be classified as dormant/inactive if no activity occurs for more than 12 months
  6. Additional charges may apply and vary by state
  7. Additional charges may apply
  8. Only one (1) Skip-A-Payment is allowed per loan, per year
  9. Unlimited withdrawals at no charge permitted at PAHO/WHO FCU ATMs.  Additional transaction surcharge may also be charged by ATM owner.
  10. Fees may be imposed at Non-PAHO/WHO FCU ATMs

*Fees subject to change without notice. Rates effective as of 2/1/2015.