Fees & Disclosures

Account Services

Non-Sufficient Fund (NSF) Returned Check / ACH/ATM/ Returned Deposited Check (for each time the item is presented for payment)

$20

Stop Payment (per item)

$20

ACH Transfer to a Financial Institution (a)

$5 per ACH

Check Copy (No Charge with Online Banking)

$5

Copy of Account Statement (b)

$10 per statement period

Credit Union Official Check to Member

$5 (amounts less than $500)

Credit Union Official Check Payable to Third Party

$5

Check Printing 

Varies with style

ePay - Bill Payment

No charge

ePay - Bill Payment Inactivity Fee (c)

$6.95

Wellness Builder Savings Account Excess Withdrawal Fee (One (1) free withdrawal per month)

$25 per additional withdrawal

Wire Transfer Services

Domestic Wire Transfer

$20

International Wire Transfer

$45

Incoming International Wire Transfer by SWIFT code

$30

Wire Transfer – Research/Verification

$25 per wire

Other Services

Foreign Check Collection (d)

$25

Dormant/Inactive Account (e)

$10 per month

Account Research/Reconciliation

$25 per hour (minimum 1 hour)

Incorrect Address/Returned Mail

$10 per month

Expired W-8BEN on an account

$50/month until all W-8BENs are received

Levy/Lien Processing

$50

Garnishment 

$100

Account Escheatment Processing

$50

Account Verification/Loan Pay-Off Request by Creditor

$20

Express Overnight Shipping

Varies

Notary Public

$2 for non-members

Loan Services

Lien Processing (f)

$30 plus state costs

Lien Subordination

$200

Mortgage Loan Modification (g)

$500

Skip-a-Payment (h)

$30 per loan

Debit Cards

ATM Withdrawals - over 10 withdrawals per month (i)

$1.00 per transaction

ATM Balance Inquiries (j)

No Charge

Card Replacement

$15

Card Replacement - Rush order

$25

PIN Reorder

$5

PIN Reorder - Rush order

$10

Debit Card Charge Back or Disputed Transaction Found to be Member Authorized

$25