Credit Life and Disability Insurance
If there’s one thing we’ve all learned from recent global events, is that anything can happen. When it does, it’s nice to have insurance that helps make your monthly loan payments if you’re disabled (credit disability insurance) or pass away (credit life insurance). Restrictions apply. This voluntary payment protection product is an easy and affordable addition for any PAHO/WHO FCU loan.
Vehicle Loan Products
Guaranteed Asset Protection (GAP)
The difference between what you owe on a new car loan and its value (what it’s worth) can be thousands of dollars. If your vehicle is totaled or stolen, you’re on-the-line for the difference between what insurance will pay and what you still owe. GAP pays that difference. This low-cost protection is easy to add to your new PAHO/WHO FCU auto loan. Deductible Assistance Coverage is also available to pay your insurance deductible up to $1,000.
Mechanical Repair Coverage (MRC)
Today’s vehicles are increasingly complicated. The average repair now costs more than $1,200. For just a few dollars a month, mechanical repair coverage can help protect your financial future by paying those repair bills at any authorized repair facility in the U.S. or Canada. Plus, you get rental car reimbursement while your vehicle is in the shop. 24/7 roadside assistance and travel expense reimbursement are part of the package. PMRC can be transferred to another vehicle if you sell or replace the prior model.