At PAHO/WHO Federal Credit Union, we’re proud to serve those who make the world a better, healthier place with carefully designed financial products and services. That’s why we offer new or used vehicle financing with some of the best rates around – even if you don’t have a U.S. credit history. Loans may be eligible for a relationship rate discount of up to 0.50% APR (for more details please contact us), terms up to 84 months, up to 100% financing on new and some used vehicles, affordable Guaranteed Asset Protection (GAP), mechanical repair coverage for just a few dollars a month, and we can even help you find your next ride with our car buying service. Buying used? We can help you choose the right vehicle with a free CARFAX report.