Loan Discount Opportunities

The more you utilize the credit union the easier it is to live a better, healthier financial life. When you have more than one loan at the credit union, you’ll receive a discount on your personal or vehicle loans, with a maximum rate discount of .50 basis points (half of a percent). Those lower rates will save you money every month. Plus, you’ll be earning more toward your annual bonus dividend. The more loans and payments you make, the more you earn in bonus dividends based on the interest paid on your loans. 

Here’s how it all adds up when you have at least two loans with us: 

Have a Mortgage Loan? 

You’ll save 0.25 basis points (.25% APR) on your next vehicle or personal loan.

Have a Home Equity Line of Credit (HELOC)?

You’ll save 0.15 basis points (.15% APR) ) on your next vehicle or personal loan.

Have a Vehicle Loan? 

You’ll save 0.10 basis points (.10% APR) on your next vehicle or personal loan.

Add another loan to your membership and we’ll help you save money every month. 

See Today's Rates

 

*Max rate discount = .50bp. The discounted rate can never be lower than the particular loan category base rate. For qualifying members with approved credit. Some restrictions may apply.