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Fees & Disclosures

Account Services

 

Non-Sufficient Fund (NSF) Returned Check / ACH/ATM (per item)

$30

Returned Deposited Check (per item)

$20

Stop Payment on Check / ACH
(per item)

$30

Stop Payment on CU Official Check (per item)

$20

ACH Transfer to a Financial Institution (a)

$5 per ACH

Special Savings Account Early Withdrawal

$5

Check Copy (No Charge with Online Banking)

$5

Copy of Account Statement (b)

$10 per statement period

Credit Union Official Check to Member

$2 (amounts less than $500)

Credit Union Official Check Payable to Third Party

$5

Money Order

$2

Visa Gift Card

$4.95

Check Printing 

Varies with style

ePay - Bill Payment

No charge

ePay - Bill Payment Inactivity Fee (c)

$6.95

 

Wire Transfer Services

 

Domestic Wire Transfer

$25

International Wire Transfer

$40

Incoming International Wire Transfer by SWIFT code

$20

Wire Transfer – Research/Verification

$10 per wire

 

Other Services

 

Foreign Check Collection (d)

$25

Dormant/Inactive Account (e)

$5 per month

Account Research/Reconciliation

$25 per hour (minimum 1 hour)

Incorrect Address/Returned Mail

$5 per month

Levy/Lien/Garnishment Processing

$50

Account Escheatment Processing

$30

Account Verification/Loan Pay-Off Request by Creditor

$20

Express Overnight Shipping

Varies

Notary Public

$2 for non-members

 

Loan Services

 

Lien Processing (f)

$30 plus state costs

Lien Subordination

$200

Mortgage Loan Modification (g)

$500

Skip-a-Payment (h)

$30 per loan

 

Debit Cards

 

ATM Withdrawals - over 10 withdrawals per month (i)

$1.00 per transaction

ATM Balance Inquiries (j)

No Charge

Card Replacement

$15

Card Replacement - Rush order

$25

PIN Reorder

$5

PIN Reorder - Rush order

$10

Debit Card Charge Back or Disputed Transaction Found to be Member Authorized

$25


  1. Use ePay Bill Payment to initiate ACH Transfers at no charge
  2. Use eStatements or Online Banking to obtain account statements at no charge
  3. No Fee will be charged if at least one (1) bill is paid per month
  4. Additional fees may be charged by intermediary financial institution
  5. An account will be classified as dormant/inactive if no activity occurs for more than 12 months
  6. Additional charges may apply and vary by state
  7. Additional charges may apply
  8. Only one (1) Skip-A-Payment is allowed per loan, per year
  9. Unlimited withdrawals at no charge permitted at PAHO/WHO FCU ATMs.  Additional transaction surcharge may also be charged by ATM owner.
  10. Fees may be imposed at Non-PAHO/WHO FCU ATMs

Account Disclosures


The FACT Act
Regulation D
Regulation CC/Funds Availability Policy
Electronic Fund Transfers
USA PATRIOT Act
Visa® Gift Cards

 

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