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Vehicle Loans

Summertime driving is the best. You can make it even better with a $2001 rebate from PAHO/WHO FCU. Just finance a new or used vehicle of at least $10,000 by the end of August and we’ll add $200 to your PAHO/WHO FCU account. You can even refinance the car or truck you already own and still receive the rebate.

Buy New, Used, or Refinance.

This offer is good on new and used cars and trucks. You can even refinance the vehicle you already own and we’ll give you the rebate2.

  • Rates as low as 1.44% APR3
  • New and Used 
  • Refinance 
  • Terms up to 84 Months4
  • No-Cost Car Buying Service 
Complete the application and fax it to 202-659-4513, bring it by our branch, or email it to us*.

1Members will receive the $200 cash back upon loan disbursement and the funds will be deposited into the member’s savings account. The promotional period runs from June 4 – August 31, 2018. 2Existing PAHO/WHO Federal Credit Union auto loans are not eligible for this promotion. The credit union reserves the right to discontinue the promotion at any time. Restrictions may apply. 3APR=Annual Percentage Rate. Rates based on credit worthiness. Not all applicants will qualify for lowest rate. Your actual rate may vary and will be based on your loan amount, term and credit history. Vehicle loans are only available for members whose vehicles are titled in the U.S. 4If you borrow $10,000 at 1.44% for 60 months, your monthly payment will be $172.85.


New Loans and Refinancing Available!

  • Rates as low as 1.44% APR3
  • Loans for new and used cars
  • SUVs & trucks
  • Recreational Vehicles (RVs), Motorcycles, Harleys and Boats
  • Shop for your vehicle ONLINE through our CAR BUYING SERVICE!

Complete the application and fax it to 202-659-4513, bring it by our branch, or email it to us*.

*Information sent by email is at risk of loss of confidentiality if the information is transmitted over the internet. If emailing sensitive information please use our secure email system for your protection.

View our Current Rates

Refinance and Save

Refinance vehicle loans from other financial institutions, save money over the life of the loan and lower your monthly payments. It's a great way to increase your budget.

New Vehicle

We finance up to 100% of the cost of a new car, truck or van, including tax and license.

Used Vehicle

We finance up to 100% of the NADA "Clean Retail" value. With credit union rates and terms, you'll enjoy your new (or slightly-used) ride even more.

Apply for Pre-Approval Before You Shop

  1. Fill out an application
  2. Visit the dealerships with money in hand
  3. Up to 60 days to make your purchase!

Protect yourself and your property

  • Guaranteed asset protection (GAP)
    This low-cost protection will pay the difference between your insurance company settlement and the balance left on your loan in the event that your car is stolen or totaled in an accident.
  • Mechanical repair coverage
    For just a few dollars a month, mechanical repair coverage can protect you from hundreds, even thousands of dollars of repairs.
  • Used Vehicle History Report
    Getting ready to finance a USED vehicle with us? Protect yourself with a vehicle history report from CARFAX®. Contact us today to get your free report.

You might be surprised to find how affordable this kind of protection can be, and the piece of mind is worth it - especially if the vehicle you're buying is going to be used daily. Call 202-974-3453 for a free estimate.

*Payment example: If you borrow $15,000 at 1.44%APR for 24 months, your payment will be $634.43. Rates based on credit worthiness. Not all applicants will qualify for lowest rate. Your actual rate may vary and will be based on your loan amount, term and credit history. Vehicle loans are only available for members whose vehicles are titled in the U.S. Restrictions may apply. *APR=Annual Percentage Rate.