866-724-6328

ABA#: 254075072

Our offices will be closed on Thursday and Friday, November 22-23 for Thanksgiving Day.

Rates

Dividend Rate

Annual Percentage Yield (APY)

Regular Savings Share Accounts

.40% .40%

IRA Share Accounts

1.00% 1.00%

Checking Accounts

.05% .05%

APY (Annual Percentage Rate) is accurate as of 10/09/2018 and is subject to change at any time. Fees could reduce earnings. $25 minimum opening deposit for checking accounts; $5 minimum opening deposit for IRA Share Accounts.

Certificates

 

Certificate Rates

Term

Dividend Rate

Annual Percentage Yield (APY)

$500-$99,999 3 months .40% .40%
  6 months .60% .60%
  9 months .80% .80%
  12 months 1.39% 1.40%
  24 months 1.59% 1.60%
  36 months 1.98% 2.00%
Bump Up Option* 36 months 1.88% 1.90%
  48 months 2.37% 2.40%
Bump Up Option* 48 months 2.28% 2.30%
  60 months 2.81% 2.85%
Bump Up Option* 60 months 2.72% 2.75%

$100,000 or more/Jumbo 3 months .50% .50%
  6 months .70% .70%
  9 months .90% .90%
  12 months 1.49% 1.50%
  24 months 1.69% 1.70%
  36 months 2.08% 2.10%
Bump Up Option* 36 months 1.98% 2.00%
  48 months 2.47% 2.50%
Bump Up Option* 48 months 2.37% 2.40%
  60 months 2.91% 2.95%
Bump Up Option* 60 months 2.81% 2.85%

Offering rates may change. Fees may reduce earnings. Penalties may apply for early withdrawals from certificate accounts

New or Used Vehicle Loans

Boats, Motorcycles and Recreational Vehicles

Annual Percentage Rate (APR)

Term (months) 24 36 48-60 72 84      
Up to 80% Loan-to-Value Ratio
Rates as low as¹
1.44% 1.64% 2.09% 2.99% 4.49%      
Monthly payment per $1000
*48-60 month loan payment example reflects a 48 month term
$42.30 $28.49 $21.74* $15.20 $13.90      
81% - 100% Loan-to-Value Ratio
Rates as low as¹
1.64% 1.84% 2.24% 3.14% 4.69%      
Monthly payment per $1000
**48-60 month loan payment example reflects a 48 month term
$42.39 $28.58 $21.81** $15.26 $13.99      

Secured Personal Loans

(Share/TSA)

Terms available up to 120 months

 

Annual Percentage Rate (APR)

Rate 2% above dividend rate
     
Checking Account Overdraft Protection Open-End 12%

Credit Cards

Annual Percentage Rate (APR)

Mastercard® Platinum Open-End 7.5%
Mastercard® Rewards World Open-End 11.25%

Unsecured Personal Loan

Annual Percentage Rate (APR)

Term (months) 12 24 36 48 60 72 84 96
Rates as low as¹ 4.85% 5.35% 5.85% 6.35% 6.85% 7.35% 7.85% 8.35%
Monthly payment per $1000 $85.55 $44.04 $30.36 $23.65 $19.74 $17.23 $15.52 $14.32

¹All rates effective 10/09/2018. All rates subject to change without notice. Rates based on credit worthiness. Not all applicants will qualify for lowest loan rate. For current loan specials please contact our lending department at 866.724.6328.