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Rates

Dividend Rate

Annual Percentage Yield (APY)

Regular  Savings Share Accounts

.10% .10%

IRA Share Accounts

1.00% 1.00%

Checking Accounts

.05% .05%

Certificates

 

Certificate Rates

Term

Dividend Rate

Annual Percentage Yield (APY)

$500-$99,999 3 months .15% .15%
  6 months .15% .15%
  9 months .20% .20%
  12 months .30% .30%
  24 months .40% .40%
  36 months .70% .70%
Bump Up Option 36 months .60% .60%
  48 months .95% .95%
Bump Up Option 48 months .85% .85%
  60 months 1.15% 1.15%
Bump Up Option 60 months 1.05% 1.05%

$100,000 or more/Jumbo 3 months .25% .25%
  6 months .25% .25%
  9 months .30% .30%
  12 months .40% .40%
  24 months .50% .50%
  36 months .80% .80%
Bump Up Option 36 months .70% .70%
  48 months 1.05% 1.06%
Bump Up Option 48 months .95% .95%
  60 months 1.25% 1.26%
Bump Up Option 60 months 1.15% 1.16%

New or Used Vehicle Loans

Boats, Motorcycles and Recreational Vehicles

Annual Percentage Rate (APR)

Term (months) 24 36 48-60 72 84      
Up to 80% Loan-to-Value Ratio
Rates as low as¹
1.44% 1.64% 2.09% 2.99% 4.49%      
Monthly payment per $1000
*48-60 month loan payment example reflects a 48 month term
$42.30 $28.49 $21.74* $15.20 $13.90      
81% - 100% Loan-to-Value Ratio
Rates as low as¹
1.64% 1.84% 2.24% 3.14% 4.69%      
Monthly payment per $1000
**48-60 month loan payment example reflects a 48 month term
$42.39 $28.58 $21.81** $15.26 $13.99      

Secured Personal Loans

(Share/TSA)

Terms available up to 120 months

 

Annual Percentage Rate (APR)

Rate 2% above dividend rate
     
Checking Account Overdraft Protection Open-End 12%
MasterCard Platinum Open-End 7.5%

Unsecured Personal Loan

Annual Percentage Rate (APR)

Term (months) 12 24 36 48 60 72 84 96
Rates as low as¹ 4.5% 5.0% 5.5% 6.0% 6.5% 7.0% 7.5% 8.0%
Monthly payment per $1000 $85.38 $43.88 $30.20 $23.49 $19.57 $17.06 $15.35 $14.14

¹All rates effective June 1,2015. All rates subject to change without notice. Rates based on credit worthiness.