Rates
|
Dividend Rate
|
Annual Percentage Yield (APY)
|
Regular Savings Share Accounts
|
.15% |
.15% |
IRA Share Accounts
|
1.00% |
1.00% |
Checking Accounts
|
.05% |
.05% |
Certificates
|
|
|
|
Certificate Rates
|
Term
|
Dividend Rate
|
Annual Percentage Yield (APY)
|
| $500-$99,999 |
3 months |
.20% |
.20% |
| |
6 months |
.25% |
.25% |
| |
9 months |
.30% |
.30% |
| |
12 months |
.35% |
.35% |
| |
24 months |
.65% |
.65% |
| |
36 months |
1.14% |
1.15% |
| Bump Up Option |
36 months |
1.04% |
1.04% |
| |
48 months |
1.24% |
1.25% |
| Bump Up Option |
48 months |
1.14% |
1.15% |
| |
60 months |
1.64% |
1.65% |
| Bump Up Option |
60 months |
1.54% |
1.55% |
|
| $100,000 or more/Jumbo |
3 months |
.30% |
.30% |
| |
6 months |
.35% |
.35% |
| |
9 months |
.40% |
.40% |
| |
12 months |
.45% |
.45% |
| |
24 months |
.75% |
.75% |
| |
36 months |
1.24% |
1.25% |
| Bump Up Option |
36 months |
1.14% |
1.15% |
| |
48 months |
1.34% |
1.35% |
| Bump Up Option |
48 months |
1.24% |
1.25% |
| |
60 months |
1.74% |
1.75% |
| Bump Up Option |
60 months |
1.64% |
1.65% |
New or Used Vehicle Loans
Boats, Motorcycles and Recreational Vehicles
|
Annual Percentage Rate (APR)
|
| Term (months)
|
24 |
36 |
48-60 |
72 |
84 |
|
|
|
Up to 80% Loan-to-Value Ratio
Rates as low as¹ |
1.44% |
1.64% |
2.09% |
2.99% |
4.49% |
|
|
|
Monthly payment per $1000
*48-60 month loan payment example reflects a 48 month term
|
$42.30 |
$28.49 |
$21.74*
|
$15.20 |
$13.90 |
|
|
|
81% - 100% Loan-to-Value Ratio
Rates as low as¹ |
1.64% |
1.84% |
2.24% |
3.14% |
4.69% |
|
|
|
Monthly payment per $1000
**48-60 month loan payment example reflects a 48 month term
|
$42.39 |
$28.58 |
$21.81**
|
$15.26 |
$13.99 |
|
|
|
Secured Personal Loans
(Share/TSA)
|
Terms available up to 120 months
|
| |
Annual Percentage Rate (APR)
|
| Rate |
2% above dividend rate |
| |
|
|
| Checking Account Overdraft Protection |
Open-End |
12% |
Credit Cards
|
Annual Percentage Rate (APR)
|
| MasterCard® Platinum |
Open-End |
7.5% |
| MasterCard® Rewards World |
Open-End |
11.75% |
Unsecured Personal Loan
|
Annual Percentage Rate (APR)
|
| Term (months)
|
12 |
24 |
36 |
48 |
60 |
72 |
84 |
96 |
| Rates as low as¹ |
4.5% |
5.0% |
5.5% |
6.0% |
6.5% |
7.0% |
7.5% |
8.0% |
| Monthly payment per $1000 |
$85.38 |
$43.88 |
$30.20 |
$23.49 |
$19.57 |
$17.06 |
$15.35 |
$14.14 |
¹All rates effective 8/1/2016. All rates subject to change without notice. Rates based on credit worthiness. Not all applicants will qualify for lowest loan rate. For current loan specials please contact our lending department at 866.724.6328.
